Car and Vehicle Insurance in Portugal

Car insurance being mandatory by law is, of course, the most sought after insurance in Portugal. However, you should be looking at more than just the mandatory 3rd party liability cover.

We are happy that Fidelidade allows us to offer you various levels of cover with a high quality network of support all over the country. Even our most basic product – “Auto 2” comes with a substantial breakdown cover and all plans are available with Vital driver protection of 500.000€ as protecting yourself has to be a major priority when looking at car insurance.

 Buying a car in Portugal, don’t leave the insurance till the last minute!  Read our tips on how to save additional stress and costs.

The product Autoestima uniquely offers fully comprehensive cover for vehicles aged between 4 & 20 years old. Our flagship comprehensive plan “Auto 4″ is the ideal option for new cars as your new purchase will be insured for its new value for 3 years.

We also insure

  • Commercial Transports
  • Agricultural Vehicles
  • Classic Cars
  • Motorbikes

Main Benefits

  • Flexible: Multiple options available allowing an insurance policy to be created according to your needs.
  • Protection: driver protection of up till 500.000€ available.
  • Fully Extensive: Unique options on the market that allow subscription to fully comprehensive insurance on cars aged up till 20 years old.

Our most popular plans

There are many factors that affect car insurance pricing in Portugal, such as the model, the engine size, drivers age, etc. Following is an average estimate of what you could expect.

Auto 2

Mandatory 3rd party insurance with road assistance services

  • Civil Liability
  • Road Assistance
  • Broken Windows

from € 13

per month


Insurance that is designed for cars from 4 to 20 years

  • Impact and Collision Cover
  • Theft or Robbery
  • Natural Disaster Protection

from € 25

per month

Auto 4

Maximum Protection and Convenience. Worry free.

  • Total Loss Protection
  • Courtesy Car
  • Driver Protection

from € 30

per month
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